At the DiTocco Law Group, PLLC, we know that even considering a Chapter 7 filing can be a frightening and confusing experience. With so much stigma attached to the bankruptcy process, you may be hesitant to explore the option. We also understand how important a Chapter 7 filing can be to your finances, your personal life and your future.
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Dedicated to providing high-quality legal services, we offer advice on a wide range of issues relating to the Chapter 7 bankruptcy process, including:
The bankruptcy process: We provide detailed advice on the many steps in the bankruptcy process, the benefits a filing has to offer and what you may be able to expect from your proceedings.
Chapter 7 bankruptcy: Also known as liquidation bankruptcy, the Chapter 7 process allows for the discharge of unsecured debts and can allow you to regain control of your financial future.
The Chapter 7 means test: A series of questions that determines eligibility for a Chapter 7 filing, the means test can be confusing to complete alone. We offer detailed advice on each question and how it applies to your unique situation.
Chapter 13 vs. Chapter 7: While Chapter 7 may be a viable option in many situations, some clients may not qualify. We work to help you understand the differences between Chapter 7 and Chapter 13 in an effort to help you explore all of your debt relief options.
Automatic stay: Upon a Chapter 7 filing, the bankruptcy court issues an automatic stay. This automatic stay puts an end to foreclosure, garnishment and repossessions as well as harassment by creditors and bill collectors.
Dischargeable debts: The Chapter 7 process allows for the elimination of certain dischargeable debts, including credit card debt, medical bills and personal loans. We offer advice on which debts are eligible for discharge under the Chapter 7 process.
Life after bankruptcy: We offer helpful advice on what you can expect after a successful bankruptcy filing, including advice on steps to improve your credit.
Chapter 7 protection: Countless South Florida residents have taken advantage of Chapter 7 protection. We work to help eliminate the fear and worry associated with a filing and offer peace of mind during your proceedings.
Bankruptcy do's and don'ts: Our staff provides helpful advice on the many steps to take or avoid before and during your bankruptcy filing.
DiTocco Law Group
1451 W. Cypress Creek Rd, Suite 300
Fort Lauderdale FL 33309
